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A HELOC gives you access to a credit limit, similar to credit cards, which you can use as needed to pay for home repairs, major purchases, college and other expenses. When you get a line of credit, you have a period of time upfront to use funds before you must repay the remaining balance. If you still owe, you have a few decisions to make.

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In a regular or vanilla swap, the floating portion is usually set against LIBOR, which is a short-term rate. Put another way, the floating portion leg of a regular interest rate swap typically resets against a published index. The floating leg of a constant maturity swap fixes against a point on the swap curve on a periodic basis.

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Fully developed; grown up in terms of physical appearance, behaviour or thinking; ripe. Word in Definition. Princeton's WordNet 3.

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Life cycle models are not just a phenomenon of the life sciences. Industries experience a similar cycle of life. Just as a person is born, grows, matures, and eventually experiences decline and ultimately death, so too do industries and product lines.

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Bond valuation is a technique for determining the theoretical fair value of a particular bond. Bond valuation includes calculating the present value of the bond's future interest payments, also known as its cash flow, and the bond's value upon maturity, also known as its face value or par value. Because a bond's par value and interest payments are fixed, an investor uses bond valuation to determine what rate of return is required for a bond investment to be worthwhile.

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Bonds can prove extremely helpful to anyone concerned about capital preservation and income generation. Bonds also may help partially offset the risk that comes with equity investing and often are recommended as part of a diversified portfolio. They can be used to accomplish a variety of investment objectives. These concepts are important to grasp whether you are investing in individual bonds or bond funds.


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